We Lend Just For You

Currently accepting maximum LTV

2nd Mortgage Up to 75%

1st Mortgage Up to 75%

Ontario Only*

Verification

Accepts a variety of document verification.

Flexibility

We are flexible in mortgage structure and property valuation.

Approval

​We can fund and approve mortgage within 48 hours.

Payment

We have various payment plans from interest-only to deferred payments.

WE SPECIALIZE IN
NON STANDARD MORTGAGES

We specialize in financing residential mortgages for purchase, refinance, self-employed, bridge loans, equity takeout, and more. Each deal is unique.

For Getting your mortgage

HRU accepts applications for mortgages via licensed mortgage brokers only. Direct applications are not accepted.

To find a licensed mortgage broker: You can visit FSRA or CAAMP.

for CUSTOMER SERVICE
Thank you for choosing an HRU mortgage

Please email our mortgage customer service department with customer service inquiries:

  • Discharges

  • Early payout or lump sum payments

  • Payment date changes

  • Making up missed payments or payment deferrals

  • Insurance issues

Please include your mortgage number and property address in any correspondence. Our mortgage administration team is available Monday to Friday, 9 a.m. to 5 p.m., excluding holidays. While we strive to acknowledge all questions within 24 hours of receipt, we appreciate your patience during high-volume periods.