Terms & Conditions

The information offered on HRU MIC is not financial advice, and should not be treated as such. HRU MIC and any agents or contractors (If any) that it may use in the execution and management of any program do not warrant or represent (either directly or indirectly). HRU MIC does not verify or provide any assurance that information provided by any issuer offering securities is accurate. Neither HRU MIC nor any of its directors, officers, employees, representatives, affiliates, or agents shall have any liability whatsoever arising, for any error or incompleteness of fact or opinion in, or lack of care in the preparation or publication, of the materials and communication on the Site. All investors should make their determination regarding any investment based on their respective independent evaluation and analysis. Return estimates are based on the issuer’s projections. Returns are not guaranteed; any investor on Phoenix Finance may experience different results from those target results shown.

IMPORTANT DISCLOSURE INFORMATION

www.hrumic.com (the “Site”) is a website owned and operated by HRU Mortgage Investment Corporation (“HRU MIC”). By accessing this Site and any pages on this Site, you agree to be bound by its Terms of Use and Privacy Policy, as may be amended from time to time without notice or liability.

HRU MIC does not give investment, legal, or tax advice, provide analysis or recommendations regarding any offering posted on the Site. Past performance is not indicative of future performance and forward-looking statements. The securities offered on this Site can only be marketed in jurisdictions where public solicitation of offerings are permitted; it is solely your responsibility to comply with the laws and regulations of your country of residence. You are strongly advised to consult your legal, tax, and financial advisor before investing. All investors should make their determination.

If there is any inconsistency of information between English and Chinese versions, the Chinese version shall prevail. HRU Mortgage Investment Corporation reserves the right to amend the Terms and Conditions at any time without prior notice.

You can learn more about investing in private placements from the OSC, FSCO, OSFI-BSIF, and CRA.

301 - 7300 Warden Ave, Markham, ON L3R 9Z6

Canada

E: info@hrufinancials.com

P: (647)360-8996

F: (647)360-7669

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