
Taking You
To New heights
RISK CONTROl
Canada's top-level asset management corporation working closely with the risk management team
Safety control
Four major security mechanisms
Return control
Mature capital markets
Access control
Only takes 15 mins to start the investing with us
Financial Business
HRU is a top financial corporation undertaking an international global financial business strategy, selecting the most secure financial solutions, and qualified private placements for investors with a desire to diversify globally through mature capital markets.
Current Investments
Real Estate
HRU Mortgage Investment Corporation is the headline investment product launched by HRU in 2017. Debentures are collateralized by residential properties located in prime locations of the Greater Toronto Area, Canada to create a well-diversified portfolio.
We allocate our investments in properties with high yield and liquidity, to create a stable financial product that is unique base on our credit-risk assessment.
Investment Model
What is a MIC?
A mortgage investment corporation or MIC is an Investment and Lending Fund designed specifically for Residential Mortgages in Canada.
Investing in a MIC enables you to invest in a managed and diversified pool of mortgages. Shares of a MIC are Qualified Investments under the Income Tax Act (Canada) for Registered Tax Accounts, including RRSP, RRIF, TFSA, and RESPs. Profits generated by MICs are distributed to its Investors according to their proportional interest. The mortgages are secured on real properties, often in conjunction with other forms of security such as: personal guarantees, blanket security agreements, and assignments of material contracts (i.e. insurance policies prepared by lawyers for the MIC).

Trust Companies
We are working with Olympia Trust as our unbiased Trust Administer for HRU (#70987654641) clients' Registered accounts and CDIC membered Scheduled I Bank for our client's Non-Registered Account. They do not sell or promote any investment offerings. They are here to assist investors by holding investor funds and securities in trust, processing investment transactions as instructed, assuring investment compliance, issuing tax documentation, and record-keeping.
A Trust Company is a corporation, especially a commercial bank, organized to perform the fiduciary of trusts and agencies. Trust Company administer several types of investment plans, including RRSP, TFSA, RRIF, RESP, LIRA, and LIF, as well Non-Registered Individual, Joint, and Corporate accounts.
Investments allowed to be held include:
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MICs
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Exempt Market Securities
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Private Mutual Fund Trust Units
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Private Corporate Debt Securities
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Private Company Shares (CCPC)
GIC
Guaranteed Investment Certificate
Principle
Annual Dividend Rate
Term
Compound Period
Tax Rate
Taxation:
Net Value
*EQ Bank 4 Years Term GIC Rate Used
$ 100,000
3.5%
4 Years
Semi-Annually
35%
$ 5,053
$ 109,384
HRU MIC
Mortgage Investment Corp
Principle
Annual Dividend Rate
Term
Compound Period
Tax Rate
Taxation:
Net Value
*HRU MIC Consistent Interest Used
$ 100,000
8.5%
4 Years
Monthly
35%
$ 14,114
$ 126,212
bond
canada federal bond
Principle
Bond Yield
Term
Compound Period
Tax Rate
Taxation:
Net Value
*Canada 4 Years Bond Yield Nov.2018 Used
$ 100,000
2.0%
4 Years
Annually
35%
$ 2,885
$ 105,358
Mutual fund
Segregated fund
$ 100,000
5.5%
4 Years
Annually
35%
$ 8,358
$ 115,523
Principle
Annualized Return
Term
Compound Period
Tax Rate
Taxation:
Net Value
*Sunlife Granite Balanced Portfolio Used