The portfolio consists of a majority of residential mortgages and minimal commercial mortgages. No greater than 20% of the capital can be invested with any individual borrower to reduce concentration risk.
Working closely with legal counsel and following a rigorous process of underwriting, our risk management team is in full compliance with Canadian securities law and regulatory standards. Our objective is to protect and secure HRU MIC and its portfolio from uncertain times.
All asset information in the portfolio is fully disclosed, with the professional investment and risk management teams conducting all-round due diligence and ensuring authenticity, transparency , and legal compliance of the information.